Uninsured Motorists (UM) Coverage and Underinsured Motorists (UIM) Coverage in North Carolina
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Everyone in North Carolina must carry Uninsured Motorist (UM) Coverage and Underinsured Motorist (UIM) Coverage. Your Uninsured Motorist (UM) Coverage will provide protection when you or another person covered by your car insurance policy is injured by an uninsured driver who is at-fault. This includes unidentified hit-and-run ("phantomâ€) drivers, as long as there was physical contact between the vehicles. It also provides property damage coverage. Your Underinsured Motorist (UIM) Coverage will provide protection when you or another person covered by your car insurance policy is injured by an underinsured driver who is at-fault. Dealing with insurance companies, even your own, can be difficult. Remember, it's their job to protect their own interests, often by denying or undervaluing claims. You may need someone with experience to represent your interests. The Law Offices of James Scott Farrin offers a Personal Injury Department in which half the members have at least 10 years of experience and several have 15 years or more of experience. Call today for a free case review or conversation about your potential claim. |
