Uninsured Motorist/ Underinsured Motorist
Let our tough-minded North Carolina accident attorneys represent you
If you were involved in a car accident with a driver who was uninsured or underinsured, you may wonder how you will be able to pay for your losses. This is how Uninsured Motorist Coverage and Underinsured Motorist Coverage can help. Everyone in North Carolina must carry Uninsured Motorist (UM) Coverage and Underinsured Motorist (UIM) Coverage.
Your Uninsured Motorist (UM) Coverage will provide protection when you or another person covered by your car insurance policy is injured by an uninsured driver who is at-fault. This includes unidentified hit-and-run ("phantom") drivers, as long as there was physical contact between the vehicles. It also provides property damage coverage.
Your Underinsured Motorist (UIM) Coverage will provide protection when you or another person covered by your car insurance policy is injured by an underinsured driver who is at-fault.
Choose an experienced personal injury lawyer: Call the Law Offices of James Scott Farrin
Dealing with insurance companies, even your own, can be difficult. Remember, it's their job to protect their own interests, often by denying or undervaluing claims. You may need someone with experience to represent your interests. The Law Offices of James Scott Farrin offers a Personal Injury Department in which several of the members have at least 15 years of experience or more. Call today for a free case review or conversation about your potential claim. Call 1-866-900-7078.
The Law Offices of James Scott Farrin — fighting for justice for you.