Let Us Fight for Everything You Are Owed for Hurricane Damages

If you have damage to your property, including your vehicles, home, business, or other structures, you want to make sure your insurance company compensates you for everything covered in your policy.

Unfortunately, insurance companies do not make money by paying what you think they should. More than 20 years of experience negotiating with them has underscored the fact that some of their claimants did not receive a fair offer for the full amount owed until they got us involved*.

Many of our clients came to us because they found themselves on the losing end of a very well-orchestrated battle with highly trained, skillful insurance company negotiators, lawyers, adjusters, and other expertly coached professionals.

Insurance companies are for-profit businesses. The less they pay you, the more they keep for their own profits.

That is not wrong, it’s just business. What is wrong are the tactics we have seen some insurance companies use to try to pay their claimants as little as possible. Not only do we negotiate with insurance companies day after day, but some of our employees used to work for insurance companies. They know firsthand some of these tactics. Click here for examples. Fair warning: these are likely to shock you.

How Can We Help You Fight for More for Your Property Damage Claim?

Insurance companies are notorious for sometimes undervaluing, misclassifying, and denying claims – whether medical or involving property damage to your vehicle, home, business, or other structures.

Impartial Experts Value Property Damage

We have statewide access to experts from Asheville to New Bern who can impartially assess your property damages. Let’s say, for example, your home or business sustained wind and/or water damage as a direct result of Hurricane Florence. We are able to call on independent appraisers, mold and water damage experts, engineers, contractors, and others for an independent impartial estimate of what your actual damages are. Do you think your insurance company is going to hire those types of experts on your behalf?

"Diminished Value” Auto Claims

Diminished value payments allow you to recover the difference between your car’s pre-damaged (or pre-accident) value and its value after repairs. Let’s say, for example, a car that has never been damaged may be worth $20,000 at resale, but worth only $16,000 after it was flooded, damaged, and then repaired. The difference in those two amounts would be the diminished value claim – or $4,000 more in your pocket.

Having dealt with insurance companies for decades, we have often seen unfair offers that result in your money left on the table. We almost always have to ask for diminished value reimbursement when demanding recovery for damages. If we take your case, we will evaluate whether you may have a diminished value claim. If so, we will negotiate with the insurance company to try to get them to pay for all the damages you are potentially due by law. (Diminished value claims are void if you were in an accident that was your fault.)

Who would you rather put your trust in? The insurance company who has their own bottom line to consider? Or an attorney who will work to look out for your best interests? Make no mistake, our attorneys know insurance laws, how insurance companies operate, and how to interpret your policy to try to make sure your rights are not violated.

ABC 11 talks to Senior Litigation Attorney Hoyt Tessener about diminished value claims. Click here to view the interview.

Get a Free Case Evaluation from Experienced NC Attorneys

Don’t try to fight the insurance company alone. We have recovered over $750 million* for 30,000+ clients since 1997. Contact us, or call 1-866-900-7078 for a free case evaluation.

*Each case is unique and must be evaluated on its own merits. Prior results do not guarantee a similar outcome.