Filing Individual Claims for Damages to Ocracoke and Hatteras Businesses

PCL Claim Form – With Concerns Notated

Before you fill out the PCL claim form with your confidential information, we urge you to exercise the same prudence and due diligence you would with any other important decision that impacts your business’ financial concerns.


PCL Claim Annotated form. Get it Now


Getting Reimbursed – Your Resource Recovery Guide

Our firm has so many concerns about the claim form and over business owners’ perceptions about their recovery options that we have developed a robust resource guide for business owners who want to learn more about all their options rather than simply filling out a claim form just because it was uploaded onto PCL’s website.

A Guide for Handling Outer Banks Blackout Claims. Get the Book

Getting Reimbursed – A Guide for Handling Outer Banks Blackout Claims is a resource guide with over 100 pages of answers to concerns about why the claim form may be a trap for the unwary business owner; broader damages you could be reimbursed for that you may not have considered (and that aren’t on PCL’s claim form); pros and cons of other options you have for reimbursement. And there’s a special section that offers a candid (and ugly) glimpse inside some insurance company efforts to minimize, delay, or deny claims. These types of disasters have occurred before, and it may be sobering for you to know how they have played out. Click here to download your copy.

NC Lawyers Offer FREE Case Evaluation

If you or someone you know owns a business on Ocracoke or Hatteras Island and lost revenue due to the blackout, contact us immediately or call 1-866-900-7078.

We are currently investigating individual claims (not class action claims) against PCL for damages for interference with business relations. Compensation may potentially include:

  • Lost profits.
  • Loss of repeat business and goodwill.
  • Personal expenses incurred during evacuation (gas, hotel, food, etc.).
  • Utility costs. For example, if you needed to re-cool a hotel or building after the power had been off for a week, it could take even more power to cool it down again.
  • Closing and re-opening costs.
  • Staffing issues. Did you have to pay your employees overtime to re-open? Did you pay staff for the week they were forced to evacuate? Or did you have to fill staffing voids of absent staff after the evacuation?
  • Customer attrition during the following weeks.
  • Bartering arrangements for which there is no actual monetary exchange.

Get North Carolina Lawyers to Review Your Outer Banks Blackout Claim

We are taking calls for Outer Banks blackout claims now. If you or someone you know owns a business and lost money as a result of the blackout on Hatteras and Ocracoke Islands, contact us or call 1-866-900-7078. You could potentially receive compensation for your losses.

Reduced Fee for OBX Blackout Clients

We’re offering a reduced 20% contingency fee for uncontested blackout claims. You pay us nothing up front and no attorney’s fee if we do not recover for you.

If your case becomes adversarial (in other words, if PCL contests the terms), our contingency fee will be the customary one-third (plus costs incurred, if any). We are thoroughly prepared to fight for you in the courtroom, but generally negligence cases do not go all the way to trial. Usually we are able to settle* with the insurance companies or in mediation before trial.

If you would still like to talk to someone about your unique circumstances, contact us or call 1-866-900-7078.


*Each case is unique and must be evaluated on its own merits. Prior results do not guarantee a similar outcome.