Workers’ Compensation Attorney in Morganton Will Take on Insurers and Employers
Workers’ compensation in North Carolina is a complex process and program designed to help eligible victims who are injured at work get compensation.
Unfortunately, injuries at work happen far too often in Morganton and across the state. In 2019, there were nearly 89,000 recordable cases of (nonfatal) occupational injuries and illnesses in North Carolina. More than half of those cases required the injured person to take days off of work, have work restrictions, or transfer their jobs.
The top industries for nonfatal work injuries in the private sector were:
- Service-providing jobs, like health care, retail trade, education, and transportation (52.5%)
- Goods-producing jobs, like mining, forestry, and fishing (17%)
- Manufacturing jobs, such as food manufacturing and textile mills (12.6%)
Some of the largest private employers in Morganton operate in some of the industries most susceptible to worker injuries. Here are three of the top industries in the city called Nature’s Playground:
- Education (2,760 employees)
- Health care (3,600 employees)
- Manufacturing (1,320 employees)
What Should I Not Say to My Workers’ Comp Adjuster?
So you’ve reported your injury to your employer promptly, and now the insurance adjuster wants to chat. The adjuster may ask for you to participate in a recorded statement, where he or she asks you a number of questions over the phone and records your conversation. Is it safe to do so?
Beware: The insurance adjuster is not your friend. Insurance companies are typically for-profit companies, and the adjuster’s agenda is different from your own.
The main purpose of the call may be for the adjuster to determine whether there is any reason that your claim for workers’ compensation benefits should be denied. It is important to make sure the adjuster is not distorting your words. It’s best to consult with a Morganton workers’ compensation lawyer before agreeing to any sort of recorded statement.
Will Workers’ Comp Offer Me a Settlement?
Many workers’ compensation claims do result in a lump sum settlement. How and when to settle a claim depends on a number of factors. A few elements that can come into play include whether your claim is accepted or denied, if your medical treatment is complete, and whether or not you are able to return to work. If you settle your claim, this typically terminates your right to ongoing medical treatment and wage replacement benefits, so it is important that you obtain the treatment that you need before you close your case.
Before signing anything, it’s a good idea to consult with someone who has your best interests in mind, like one of the Morganton workers’ comp lawyers on our team.
Is It Worth Getting a Workers’ Comp Attorney in Morganton?
When it comes to your livelihood and health, you want to make the right decisions. Each case has unique pros and cons to weigh, and your attorney is your advocate. Insurance adjusters work for the insurance company, but your attorney works for you.
Remember, while the North Carolina Industrial Commission has to approve all settlement agreements, they are not your advocates. They make sure you’re getting at least the minimum required by law. To try and ensure you receive maximum compensation, we encourage you to take advantage of our free case evaluation.
Can I Afford a Morganton Workers’ Compensation Attorney?
Yes, you can, because there are no up-front costs. We’re so confident in our team that we only collect an attorney’s fee from you if we recover compensation.2 And it’s not a flat fee, but a percentage of anything we recover.
That means you don’t pay an hourly fee, don’t pay a retainer fee, and don’t pay anything at all up front — you only pay an attorney’s fee for results.2 You can be sure we’re motivated to get you as much as possible, as quickly as possible.
Tell Them You Mean Business With a Workers’ Compensation Lawyer in Morganton, NC
We’ve worked for “the other side,” so we have inside knowledge of what to expect:
- We have two attorneys who used to serve on the North Carolina Industrial Commission, the agency responsible for administering workers’ comp laws in the state.
- Several members of our team are former defense attorneys and paralegals for insurance companies.
- Several of our workers’ comp attorneys are Board certified specialists by the North Carolina State Bar in workers’ compensation law — something only a about 150 attorneys can claim.*
Fight for everything you may deserve with our accomplished workers’ compensation team.
*Figure provided by NC State Bar as of 2/21
Testimonials do not reference all the feedback the firm has received. Each case is different and must be evaluated on its individual facts. Prior results do not guarantee a similar outcome can be achieved in a future.