Personal Injury

Have you been injured due to someone else’s negligence? You are not alone.

Getting the run-around from the insurance company? Here’s the ultimate guide on what you need to know about protecting your rights in a personal injury claim. We are here for you.

Have you been injured due to someone else’s negligence? You are not alone.

Getting the run-around from the insurance company? Here’s the ultimate guide on what you need to know about protecting your rights in a personal injury claim. We are here for you.

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This page refers to Personal Injury law in South Carolina.

Since laws differ between states, if you are located in North Carolina, please click here.

South Carolina Personal Injury Attorneys Prepared to Fight for Your Best Interests

No one plans to be injured. It just happens. Thousands of people are injured every day through no fault of their own. It’s not their fault they have medical bills, lost time at work, and have to deal with pain and suffering. And getting fair treatment can be challenging. That’s where one of our South Carolina personal injury lawyers can help.

Basics of South Carolina Personal Injury Law

There are a few foundational aspects of South Carolina personal injury law that you might want to understand before you dig deeper into the details. South Carolina is what is known as a “comparative negligence” state.

Comparative Negligence is a way to determine how much fault each party has. In a situation where both parties were at fault, the amount of fault can be argued, usually by attorneys and insurers. If the sides come to an agreement, they settle. If the case goes to court, the jury decides who bears how much fault.

Fault is usually expressed as a percentage, and that percentage is deducted from any award to the plaintiff. For example, a jury might find that the plaintiff was 30% at fault and the defendant was 70% at fault. In this example, a damage award to the plaintiff would be reduced by 30%.

Therefore, in South Carolina, comparative negligence means that you may be entitled to a recovery, even if you share fault for the accident, as long as you are no more than 50% at fault. If you are deemed to be 51% or more at fault for the accident, you are not entitled to a recovery.

TIP: When you’re in an accident, and especially when you’re injured, it’s hard to think clearly. Even if you think you were at fault, you may not be. In the case of a traffic accident, the police officer on the scene is going to ask questions. Answer with facts. That officer may have noticed something that points to the other parties, found other evidence, and so on.

Damages is a term that refers to the compensation someone recovers when they’re harmed by someone else. The compensation is literally to cover the “damage” to the injured person. There are different types of damages, and different caps on the amount of damages one can receive depending on the individual circumstances of the case.

What Are Common Causes of Personal Injuries?

  • Car Accidents with Other Motorists – One of the most common ways you can be injured through no fault of your own is when you’re on the road, whether you’re a driver, a passenger, or on a motorcycle.
  • Commercial Vehicle Accidents – Also commonly referred to as truck accidents or 18 wheeler accidents, there are thousands of commercial vehicles and tractor trailers plying the roads, delivering goods. They have their own set of rules. When drivers and carriers make choices that compromise safety, the result is often tragic.
  • Aircraft, Watercraft, and Train Injuries – Many people are injured while traveling by plane, train, or cruising on a ship. People are also injured while they’re enjoying the lake by another boat, jet ski, or other watercraft.
  • Water Park and Amusement Park Accidents – Designed to thrill, sometimes these parks and their rides suffer from deferred maintenance or operator error, and the patrons suffer the consequences.
  • Dog Bite Injuries – Poorly socialized dogs and negligent owners are a recipe for pain.
  • Injuries Caused by Drunk Drivers – If a drunk driver injures you, you should be compensated.
  • Nursing Home Abuse and Neglect – The elderly are less likely to report abuse and neglect, so it’s up to the rest of us to find it and root it out.
  • Medical Malpractice – As hard as it is to accept, sometimes medical professionals choose to deviate from the standard of care, and the consequences can be quite serious.
  • Crime Victims – In cases of assault, and negligent security, an injured person may have claim to damages and medical payments.
  • Defective Products and Flawed Drugs – You can reasonably expect a product or a medication to perform as you’re told it will. What happens if the product has a flaw or the drug causes harm? You may be entitled to compensation.

There are countless ways someone can suffer an injury because of someone else’s poor and unsafe choices. If you’ve been injured, you need to be “made whole.” That’s a fancy way of saying the resulting bills, lost work, pain, and stress shouldn’t be yours to pay for.

What Are Some Personal Injury Special Cases?

Sometimes, a personal injury case has a special circumstance.

  1. Injuries to Children – There are few things more heartbreaking than an injury to a child, especially a serious injury. It’s no different from when an adult is injured, according to the law, save two things. First, the parents/guardians have the right of recovery for medical bills, and second, the children have the right to recover for their own pain and suffering.
  2. Wrongful Death – When a person dies as a result of an injury they suffered through no fault of their own, their family and heirs have the right to seek recovery. The legal ramifications can be complex, and come at a time when a family is grieving and unable to sort out details clearly. In these cases, an experienced personal injury attorney is highly recommended.
  3. Serious, Crippling, or Disfiguring Injuries – The hope with any injury is that the victim makes a full recovery. That’s sadly not always the case. Serious injuries can affect a person for the rest of their lives, and impact every aspect of day-to-day function. These injuries can be physically and psychologically devastating.

What Details Factor Into Personal Injury Cases?

Every case is unique, and circumstances vary widely. Here are a few key details that can affect the outcome of cases, and are factors we’ve handled for clients. We have experience handling cases involving these factors (and more!):

  • Uninsured/Underinsured Motorist Coverage – When someone who injures you doesn’t have enough insurance coverage – or no insurance at all – it’s your insurance company that needs to step up, depending on the amount of coverage you selected.
  • Personal Injury Protection (PIP) or Medical Payments Coverage (also known as MedPay or Med Pay) – In South Carolina, PIP is optional coverage for car wrecks that may be provided in your insurance policy. It covers you and passengers, even if you cause the accident. If you didn’t cause the accidents, it still covers you in addition to the at-fault driver’s coverage. In other words, this type of insurance is available to pay medical bills regardless of who is at fault for your injuries.
  • Soft Tissue Injuries and Internal Injuries – Internal organs take a lot of abuse in car wrecks, and connective tissues, like ligaments, can also be damaged.
  • Spinal, Neck, and Whiplash Injuries – Some of the most difficult injuries involve the spine and neck, as these affect quality of life and ability to do for oneself.
  • Broken Bones – There are different degrees of breaks and they can take a while to heal, during which time you may not be able to work.
  • Hit and Run Cases – Never, ever leave the scene of an accident. If you’re injured, call for and wait for help. If you are injured by someone who flees after causing a wreck, write down or record as much identifying information as you can to provide to law enforcement and your insurance company.
  • Catastrophic Injuries to the Head or Brain – These injuries often require lifelong medical care. Knowing how to fight for fair compensation is key.
  • State and Federal Tort Cases – Sometimes it’s not just another person who may be at fault. When they represent or were working for the government, new rules come into play.
  • Pedestrian and Cyclist Injuries – Sharing the road is a dangerous act, but pedestrians and cyclists have rights as well!

Why Hire a South Carolina Personal Injury Attorney?

Here’s another way to think about it: why do you think they’re called insurance “adjusters?” What exactly are they adjusting? The answer in many cases is that they’re adjusting any possible compensation as low as they can possibly get it to save the insurance company money. The insurance company is in business to make money – and there’s nothing wrong with that. What that means, though, is that the insurance adjuster is not on your side. They may be sympathetic to your condition, but that doesn’t necessarily mean they’re trying to help you.

For help, you may need representation. That’s where an experienced, dedicated personal injury attorney comes in. At the Law Offices of James Scott Farrin we’ve helped thousands of clients, and we want to help you.1

About the Law Offices of James Scott Farrin, and How We’re Paid

In a majority of cases, we work on what is known as a contingency fee arrangement.2 That is another way of saying that the attorney’s fee is based on a percentage of the gross recovery. We are focused on providing the best outcome for you.

While a case may have fees and costs associated with it, there is no hourly or flat fee charged by the firm under a contingency fee arrangement. Simply put, if you do not recover monetary compensation from your personal injury claim, there is no attorney’s fee. This allows the firm to bear the burden of investigating and pursuing your claim, which allows you to focus on your wellbeing.

At the Law Offices of James Scott Farrin, client service is one of our highest priorities.

  • Call us 24/7, toll-free, at 1-866-900-7078.
  • Get a free and expedient initial case evaluation with no obligation.
  • We will come to your home, job site or hospital — morning, noon or night.
  • We will call you periodically to make certain we are delivering outstanding client service.
  • Your paralegal or attorney will be in contact frequently.
  • If we cannot assist you, we will strive to place you in contact with someone who may be able to help.

If you’ve been hurt, we want to hear from you. Call 866-900-7078, chat with us now, or contact us online as soon as possible. Tell them you mean business by hiring us!

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