Three Important Reasons Why to Hire a Personal Injury Attorney
When you’re injured due to someone else’s carelessness, you just want a fair shake. It’s not your fault you were hurt. But do you need a personal injury attorney to help you fight for what’s fair, or can you go it alone?
To reduce stress and maximize your chances of recovering compensation, you should hire an attorney after a serious injury due to another’s negligence. Here are three significant ways a personal injury attorney can help you after you’ve been hurt:
- You get to focus on your recovery: an attorney can deal with the legal hassles while you deal with your injuries
- You don’t know what you don’t know: the law is complex and even counter-intuitive, and you don’t want to make a costly misstep
- Insurance adjusters are typically trained negotiators for large corporations: go to battle with greater leverage, power, and resources by hiring an attorney
#1 Having an Attorney Reduces Stress
You have enough to deal with when you get hurt. You could be in a lot of pain or discomfort. Luckily, a personal injury attorney can help reduce the anxiety, the workload, and the pressure you may be feeling. Here are some examples of stressful but unavoidable legal burdens an attorney can take off your plate as you heal from your injuries:
Details and deadlines – An attorney can keep you organized and on track: staying on top of deadlines, collecting necessary documentation from medical providers, and sweating the details on your behalf. The last complication you need while trying to recover is to overlook critical paperwork or miss a narrow window for filing a claim.
Deciphering paperwork – Don’t be left guessing at what’s needed. Clarity reduces stress and a skilled attorney can help you cut through the legal jargon. An attorney helps ensure that rules and technicalities are being properly navigated. A wrong step can have a dramatic impact on your possible recovery.
Case-building – The strength of any case lies in the details. Investigating fault, gathering evidence, hiring reconstruction professionals as necessary, and putting it all together compellingly is a time-consuming and difficult process. Fortunately, your attorney can do all that for you.
#2 An Attorney Can Reveal Avenues of Potential Compensation
Sources of possible compensation – The law can be unkind to those unfamiliar with it. Few legal questions have an absolute answer, so it’s wise to get an attorney who can help you pursue your claim and value it properly.
It’s not even always clear who might be responsible for your personal injury claim. What if multiple insurance companies are involved? When insurance policy limits are exhausted, can other parties be held liable or other funds be made available?
For example, if you are involved in a car wreck with an uninsured or underinsured driver, you may have to recover damages from your own insurance company through your policy’s uninsured or underinsured motorist coverage. Attorneys know where to search for possible compensation and how to fight for it, and having an attorney to advise you could keep you from leaving a lot of potential compensation – money you could use – on the table.
Case valuation – For any potential settlement, how do you know you’re getting what you really should? Your attorney can help you calculate the entirety of what your injury may be costing you, including:
- Medical bills, such as prescriptions, doctor visits, copays, deductibles, therapy, and more
- Future medical costs from the long-term consequences of your injury
- Property damage, including diminished value to your vehicle
- Lost wages, if you were unable to work through your injury
- Pain and suffering, for your physical and mental anguish
Your attorney will also know whether you may be entitled to compensation for associated costs such as rental cars, missed vacations, and mileage to and from your doctors appointments. These are possible reasons for compensation the insurance company isn’t likely to tell you about.
#3 Fighting for Your Rights Protects the Rights of Others
Does hiring an attorney feel too “aggressive?” Maybe you’d rather not be “that person,” or don’t want to cause trouble. Maybe you think, “It’s best to accept the insurance company’s lowball offer, and just get back to my life.” Well, if you won’t do it for yourself, would you consider doing it for others?
Adjusters for for-profit insurance companies have a duty to pay out as little as possible. When you demand the maximum, you help to level the playing field between the injured and the insurance companies — not just for you, but for the injured who come after you.
The system is based on two equal sides battling for what they believe is theirs. It’s expected for you to act on your rights. Only when there’s a true competition between parties can justice be done. Otherwise, some insurance adjusters may think they can continue to steamroll the other side.
Beware: Misspeaking to an Insurance Adjuster Can Cost You
While you need to speak to your own insurance company as necessary, what you don’t have to deal with is the other party’s insurance. Adjusters may be looking to keep costs down. They may ask leading questions, and then try to use your words against you.
In addition, adjusters may be more willing to try “take it or leave it” offers with you if you do not have representation. When you hire an attorney who can take your case to court if needed, the insurance company may consider a larger settlement offer to you as a more economical alternative.
Did You Know? In most instances, a client may get satisfactory results while avoiding a possibly lengthy jury trial through strategies such as mediation or pre-litigation settlement. An experienced lawyer can advise you on the best course of action to take for your particular case.
When you’re injured and bills start piling up, some insurance companies may deny or delay a claim long enough that financial pressure begins to build on you. Your motivation to accept the easy money can go up as the bills pour in. That’s how some insurance companies can sometimes get people to settle for less – and keep greater profits in their pockets.
Why Hire James Scott Farrin as Your Personal Injury Attorneys?
We pride ourselves on the James Scott Farrin Advantage:
Experience You Need | Negotiation, mediation, settlement, or litigation: whichever direction is best for your case, your James Scott Farrin attorney can review all of your options with you, and work with you to best serve all of your needs. Our team of quality professionals includes more than 50 attorneys, with over 250 years of combined legal experience.
Motivation You Can Trust | James Scott Farrin works on a contingency fee arrangement. No hourly fee, no retainer fee — and, if you don’t recover compensation from your claim, there is no attorney’s fee.2 Our interests are aligned in trying to get you the greatest possible compensation, fast.
Results You Can See | Our firm recovered over $185 million in total for over 5,000 clients in 2022.1 We’ve recovered more than $1.6 billion in total compensation for more than 60,000 clients since 1997.1 And those numbers don’t include the $1.25 billion we helped recover against the U.S. government for 15,700 claimants in a historic class action case.1