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Hurricane Damage Claims

Has your home been damaged by a hurricane? Having trouble with the insurance company?

You’re not alone. It helps to know your rights when it comes to storm damage. When in doubt, contact us.

Has your home been damaged by a hurricane? Having trouble with the insurance company?

You’re not alone. It helps to know your rights when it comes to storm damage. When in doubt, contact us.

Hurricane Damage Claims Attorneys in the Carolinas

Hurricanes can be unpredictable and often leave much damage behind them – lives lost, property ruined, businesses crushed, and sources of income swept away in a single storm. North Carolina and South Carolina are among the top five states hit by hurricanes since the National Oceanic and Atmospheric Administration (NOAA) began recording hurricanes back in 1851.

The top five states with the most hurricanes since 1851 are Florida, Texas, NC, Louisiana, and SC.

If you have been affected by a hurricane, we hope you and your loved ones are safe, and we want to help you pursue your insurance claim to recover damages for the destruction left behind. It can be a long, hard process, but you don’t have to tackle it alone. The hurricane damage attorneys at the Law Offices of James Scott Farrin are here to help you.

We have provided the following pages to help you if a hurricane damaged your home, business, farm, or other structures. Not only will you find easy-to-navigate and valuable resources, but you will also learn how to deal with your insurance company when trying to recover the full damages for your hurricane damage claim.

  1. How to File a Hurricane Damage Claim
  2. Top Things Home and Business Owners Want to Know After a Hurricane
  3. How James Scott Farrin Can Help After a Hurricane
  4. Helpful Disaster Recovery Resources
  5. Hurricane Insurance Claim Horror Stories

A map of the North and South Carolina coast showing risk of damages from hurricanes.

Contact us or call 1-866-900-7078 if you have questions and want our guidance throughout the hurricane damage claims process.

Important: Be Careful Using the Word “Flood” With the Insurance Company

Did you know that how you describe hurricane damages to your property may be entirely different than how an insurance company views them? If you are not speaking their language, it could cost you – big time.

Some people make the mistake of referring to any water damage to their property as “flooding.” But there’s an important distinction that should be made. Using the words “flood” or “flooding” may make recovering damages from your insurance company more difficult for you. Many people do not have flood insurance on their property. However, most people are typically insured for damages caused by wind and rain.

To be safe, it’s best to use the term “water damages” when speaking to anyone acting in an official insurance capacity, until you can ascertain what caused the damages.

Tip: If you unwittingly use the word “flood,” your hurricane damage claim may be denied. Instead, use “water damages” when describing water-related damages.

Decades of Legal Experience With Insurance Claims

Having dealt with insurance companies for decades, we know that sometimes victims have to fight for what they are potentially owed in damages. If you find yourself in this situation, or if you simply would rather someone else deal with the hassle and bureaucracy of property damage claims for you, contact us for help.

We have lawyers who have years of experience handling property damage claims – large and small. Gary Jackson played a leading role in the nationally-publicized synthetic stucco lawsuit victory. He represented over 300 homeowners, commercial businesses, and homeowner associations in those cases and recovered over $25 million.3

Our firm has recovered over $1.2 billion in total for over 50,000 injured clients since 1997. Our litigation team is formidable. Leading that team is attorney Hoyt Tessener, who has handled cases throughout the U.S. and has been responsible for verdicts and settlements of over $90 million.3

Tip: In our experience, if an insurance company knows you have a no-nonsense litigation team working for you who is able to take them to court, they tend to take your claim more seriously.

Let James Scott Farrin Handle Your Hurricane Damage Claims

Dealing with hurricane damages and insurance adjusters can seem overwhelming. We negotiate with insurance companies daily – some of our lawyers and staff members even worked at large insurance companies prior to joining our firm. We know how to identify and handle the tactics insurance companies may use to try to pay claimants as little as possible.

Let us help you. Sometimes we are able to offer advice on your situation, even if you don’t hire us. Contact us or call 1-866-900-7078 for a free case evaluation.

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3Each case is unique and must be evaluated on its own merits. Prior results do not guarantee a similar outcome. Results obtained by Gary Jackson and Hoyt Tessener were prior to joining the Law Offices of James Scott Farrin.