Hurricane Damage Claims

North Carolina’s hurricanes can be unpredictable and vicious. If you have been affected by one, we hope you and your loved ones are safe.

If the hurricane damaged your home, business, farm, or other structures, we hope the following pages will be of help. Not only will you find easy-to-navigate and valuable resources, but you will also learn how to deal with your insurance company when trying to recover the full damages for your hurricane damage claim.

Look for the resource pages specific to your types of damages, as show below. Make sure to contact us or call 1-866-900-7078 if you have questions.

  1. How to File a Hurricane Damage Claim
  2. Top Things Home and Business Owners Want to Know After a Hurricane
  3. How James Scott Farrin Can Help After a Hurricane
  4. Helpful Disaster Recovery Resources
  5. Hurricane Insurance Claim Horror Stories

Important: Be Careful With the Word “Flood”

Did you know the way in which you view hurricane damages to property may be entirely different than how an insurance company views them? If you are not speaking their language, it could cost you – big time.

Some people make the mistake of referring to any water damage to their property as “flooding.” But there's an important distinction that should be made. Using the words “flood” or “flooding” may make recovery more difficult. Many people do not have flood insurance on their property. However, most people are typically insured for damages caused by wind and rain.

To be safe, it's best to use the term “water damages” when speaking to anyone in an official insurance capacity, until you can ascertain what caused the damages.

If you unwittingly use the word “flood,” your claim may be denied.

Decades of Legal Experience

Having dealt with insurance companies for decades, we know that sometimes victims have to fight for what they are potentially owed in damages. If you find yourself in this situation, or if you simply would rather someone else deal with the hassle and bureaucracy of property damage claims for you, contact us for help.

We have lawyers who have years of experience handling property damage claims – large and small. Gary Jackson, played a leading role in the nationally-publicized synthetic stucco lawsuit victory. He represented over 300 homeowners, commercial businesses, and homeowner associations in those cases, recovering over $25 million*.

Many of our roughly 200 staff members (including our lawyers) have years of experience in their fields. Our litigation team has been described as formidable. Leading that team is Senior Attorney Hoyt Tessener who has handled cases throughout the U.S. and has been responsible for verdicts and settlements of over $90 million*.

In our experience, if an insurance company knows you have a no-nonsense litigation team working for you who is able to take them to court, they tend to take your claim more seriously.

Let James Scott Farrin Handle Your Hurricane Damage Claims

Dealing with the damages from a hurricane protects your property, and dealing with insurance adjusters can seem overwhelming. There are many questions victims want answers to. Let us try to help you. Sometimes we are able to offer advice on your situation, even if you don’t hire us. If this is something you would like, please contact us or call 1-866-900-7078 for a free case evaluation. We will review your situation at no cost.

* Each case is unique and must be evaluated on its own merits. Prior results do not guarantee a similar outcome. Results obtained by Gary Jackson and Hoyt Tessener were prior to joining the Law Offices of James Scott Farrin.