Truck Accident Insurance Claims in South Carolina
Kings of the highway, big rigs, 18-wheelers, semis, tractor trailers – they’re called many things, and they’re out in full force on the roads. And an accident with one can leave you with serious injuries and expenses. So what do you do when one of these commercial trucks hits you?
In some truck accident cases, seeking compensation through an insurance policy (or several policies) may be the prudent way to proceed, while in others, filing a personal injury lawsuit may be the best course of action. An experienced attorney can help you carefully weigh each option and decide on the optimal path for your case.
Making an Insurance Claim after a Truck Accident in South Carolina
If you have been injured in a trucking accident in South Carolina and decide to make an insurance claim, you will probably have to deal with several insurance carriers. With truck accidents, a number of parties may be liable, and each liable party may have their own insurance company. The claims adjusters who work for the insurance companies may try to obtain a statement from you soon after the accident. It’s important to be very careful when speaking to any adjusters because whatever you say to them could be used against you later to deny your claim.
Tip: Always seek the advice of an experienced attorney before speaking with an insurance claims adjuster. It could mean the difference between receiving compensation and receiving blame!
If you decide to proceed with making an insurance claim, an attorney can help you handle the paperwork involved, as well as provide guidance in trying to determine liability and identifying the harms and losses you may have suffered, such as:
Current and future medical expenses
Pain and suffering
Many insurance companies will likely attempt to provide as little compensation as possible to you and will likely “lowball” their initial settlement offers. An attorney can help you evaluate any offers.
Tip: Consider talking to a lawyer before accepting any offer from an insurance company. Often these offers are too low!
How Much Can I Get for My Truck Accident Injury in South Carolina?
In South Carolina, the amount of damages you might recover from a truck accident insurance claim is determined by the modified comparative negligence (or modified comparative fault) rule. According to this rule, the amount of damages you may recover from the negligent parties is reduced by your percentage of fault in the accident. And in South Carolina, you must be 50% or less at fault in order to recover any damages.
Who Can Be Held Responsible in a Truck Accident in South Carolina?
Determining who is at fault in accidents involving commercial trucks in South Carolina can be very complicated due to the number of parties involved.
Depending on the specifics of the accident, different parties could be held liable, including (but not limited to) the following parties:
- Trucking company
- Owner of the trailer
- Owner of the tractor
- Truck driver
- Driver’s employer
- An outside or third party that maintained the truck
- Truck manufacturer
- Government entity
Because the list of potentially liable parties can be long, truck accident insurance claims can be complicated. Multiple insurance companies may be involved, and you can be sure that no one wants to accept blame and some are likely to deny responsibility.
Determining liability in South Carolina truck accidents can be complicated, and the insurance companies are probably already investigating your claim and may be trying to figure out a way to devalue or deny it. That’s part of their job. At the Law Offices of James Scott Farrin, we aggressively work cases, investigate potentially liable parties, and fight to help our clients try to get the compensation they may deserve.
How Do I Contact the Law Offices of James Scott Farrin?
The attorneys at the Law Offices of James Scott Farrin understand insurance companies and their tactics. When you retain one of our attorneys, you will have an experienced advocate on your side who will fight the insurance companies and try to pursue the maximum compensation you may be entitled to receive under the law.