This page refers to Trucking Accident Insurance Claims law in North Carolina.
Since laws differ between states, if you are located in South Carolina, please click here.
North Carolina Trucking Accident Insurance Claims
If you or a loved one has been injured in a wreck with a commercial truck in North Carolina, you are probably reeling from the shock of it all. If your injuries are serious, you need to focus on your health…but the prospect of not getting compensated for your harms and losses can be very distracting. You may know you need to file an insurance claim, but the process can be intimidating and can include:
- Multiple insurance policies
- Out of state insurance policies
To try to maximize the chances of success for a truck accident insurance claim, it is important to have knowledge of the state and federal rules regulating truckers, experience collecting evidence, and an understanding of the insurance industry. And the North Carolina trucking accident attorneys at the Law Offices of James Scott Farrin have all three.
What You Need to Know About Truck Accident Insurance
Success in truck accident claims can often boil down to experience. Since truck crashes are often complex, a number of parties may be liable and each liable party may have its own insurance company. So after a truck accident, you may be contacted by one or more insurance adjusters. The adjusters, who work for the insurance companies, may try to obtain a statement from you. We strongly advise you to consult with an attorney before speaking to any claims adjusters. Whatever you say to them may be used against you later. You risk losing full compensation and even losing your claim altogether.
What Should I Say to the Insurance Adjuster When They Call After My Truck Accident?
“What you say to any representative from the insurance company could have a significant impact on your ability to pursue compensation for your injuries and damages to your personal property. In our experience, when you talk to the insurance adjuster after your accident, it is best to stick to discussing the property damage you suffered. You should not agree to a recorded statement and you should not discuss your injuries other than to acknowledge that you were injured and will deal with the injury portion of your claim after you are done with any needed treatment.” – Michael Jordan, Attorney at the Law Offices of James Scott Farrin
Who Is Responsible for the Victim’s Injuries in a Truck Accident?
Trucking accidents can be complex personal injury cases. In a commercial truck accident, the driver might be liable, but other parties also may share some of the responsibility. It’s important to sort out who is liable.
Liability in a trucking accident may include the following parties:
- The trucking company
- The owner of the trailer
- The owner of the cab
- The truck driver
- The driver’s employer
- An outside or third party that maintained the truck
As you can see, the list of potentially liable parties can be long, and multiple insurance companies may be involved. Determining liability in an 18-wheeler accident is a time-consuming process that an experienced North Carolina accident attorney can help with. If you or a loved one has been seriously injured, talk to a lawyer who understands how to investigate all potentially liable parties to try to help you recover financially for your losses.
At the Law Offices of James Scott Farrin, our attorneys have more than 500 years of combined legal experience. We aggressively work cases and fight to try to get our clients the compensation and benefits they may deserve. Call 866-900-7078 today.
How Does Contributory Negligence Affect a Truck Accident Insurance Claim?
In North Carolina, you may be denied any compensation if the insurance company can prove that you were in any way responsible for the wreck – even if it’s just 1%. We strongly recommend that you consult with an attorney before speaking with an insurance adjuster.
What Kind of Compensation Can I Get If I File a Truck Accident Insurance Claim in NC?
When you file an insurance claim after sustaining injuries in a crash with a commercial truck, the goal is to try to recover the maximum compensation allowed by North Carolina law. A skilled truck accident lawyer can help you identify the following types of damages:
- Current and future medical expenses
- Lost time from work
- Vehicle repairs
- Pain and suffering
How a North Carolina Truck Accident Attorney May Be Able to Help Your Claim
Before you talk to an insurance adjuster, contact an experienced truck accident attorney in North Carolina. Call the Law Offices of James Scott Farrin at 866-900-7078 to see if we can help. Some of our attorneys worked for insurance companies before joining our firm. We are well aware of the tactics used by adjusters when dealing with accident claims, and we can help you throughout the claims process.
When you retain one of our attorneys, you will have a strong advocate on your side who will know how to pursue the maximum compensation you may be entitled to receive under the law. We can deal with the insurance company adjusters for you and sort through all of the complicated liability issues that arise out of a trucking accident.
Contact a truck accident attorney in North Carolina today for a free case evaluation.